Weighted average premiums in 48 states
The plans (bronze, silver, gold, and platinum) reflect an effort to
share costs between insurer and insured (that’s you). The table below
does not reflect discounts for people below 400% of the federal poverty
line and it does not include the catastrophic coverage option.
| Plan Type | Expected Cost Share |
|---|---|
| Bronze | 40% |
| Silver | 30% |
| Gold | 20% |
| Platinum | 10% |
Remember this is PER PERSON
| State | Lowest-cost silver | Second-lowest-cost silver | Lowest-cost bronze |
| Alabama | $303 | $318 | $247 |
| Alaska | $474 | $474 | $385 |
| Arizona | $248 | $252 | $214 |
| Arkansas | $351 | $366 | $275 |
| California | $341 | $373 | $278 |
| Colorado | $305 | $305 | $232 |
| Connecticut | $397 | $436 | $340 |
| Delaware | $356 | $360 | $308 |
| District of Columbia | $293 | $297 | $204 |
| Florida | $304 | $328 | $257 |
| Georgia | $304 | $317 | $265 |
| Idaho | $276 | $285 | $227 |
| Illinois | $274 | $286 | $203 |
| Indiana | $392 | $403 | $304 |
| Iowa | $266 | $287 | $212 |
| Kansas | $260 | $260 | $197 |
| Louisiana | $356 | $374 | $265 |
| Maine | $388 | $403 | $328 |
| Maryland | $266 | $299 | $197 |
| Michigan | $271 | $306 | $222 |
| Minnesota | $192 | $192 | $144 |
| Mississippi | $403 | $448 | $342 |
| Missouri | $318 | $334 | $245 |
| Montana | $309 | $316 | $251 |
| Nebraska | $298 | $312 | $241 |
| Nevada | $295 | $297 | $227 |
| New Hampshire | $359 | $360 | $282 |
| New Jersey | $382 | $385 | $332 |
| New Mexico | $275 | $282 | $217 |
| New York* | $319 | $349 | $276 |
| North Carolina | $361 | $369 | $282 |
| North Dakota | $350 | $353 | $281 |
| Ohio | $304 | $321 | $263 |
| Oklahoma | $256 | $266 | $174 |
| Oregon | $241 | $250 | $205 |
| Pennsylvania | $259 | $286 | $229 |
| Rhode Island | $341 | $366 | $264 |
| South Carolina | $333 | $339 | $267 |
| South Dakota | $341 | $357 | $298 |
| Tennessee | $235 | $245 | $181 |
| Texas | $287 | $305 | $211 |
| Utah | $239 | $266 | $201 |
| Vermont** | $395 | $413 | $336 |
| Virginia | $323 | $335 | $237 |
| Washington | $350 | $352 | $264 |
| West Virginia | $331 | $331 | $280 |
| Wisconsin | $344 | $361 | $287 |
| Wyoming | $489 | $516 | $425 |
| Weighted Average, 48 States | $310 | $328 | $249 |
Source: U.S. Department of Health and Human Services
* New York premiums are the same for all ages.
** Vermont premiums are the same for all ages.
http://www.marketwatch.com/story/the-50-states-of-obamacare-2013-09-27?siteid=yhoof2** Vermont premiums are the same for all ages.
AP: OBAMACARE ‘DEDUCTIBLES COULD BURN A HOLE IN YOUR WALLET’
The annual deductible for a mid-range “silver” plan averaged $2,550
in a sample of six states studied by Avalere Health, or more than twice
the typical deductible in employer plans. A deductible is the amount
consumers must pay each year before their plan starts picking up the
bills.Americans looking for a health plan in new state insurance markets that open next week will face a trade-off familiar to purchasers of automobile coverage: to keep your premiums manageable, you agree to pay a bigger chunk of the repair bill if you get in a crash. Except that unlike an auto accident, serious illness is often not a self-contained event.
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