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Thursday, October 24, 2013

Obamacare: Hidden Spreadsheet Shows Premium Rates For Every Health Plan In Your Area

by Kit Daniels
Healthcare.gov, the official Obamacare insurance exchange website, removed references to a nationwide premium rate spreadsheet, which allows Americans to determine the most inexpensive health plans in their area, but it is still available here.
Click on the image to download the spreadsheet to see the premium rates in your area.
Click on the image to download the spreadsheet showing the premium rates in your area.
The seven megabyte Excel spreadsheet, which can now only be found by a file name search on Healthcare.gov, is current as of September 27, 2013 and displays premium rates for medical plans across America.
By using the filters on the spreadsheet, one can find the cheapest health insurance plans available in his area.
For example, the cheapest “Bronze” option for a 27-year-old individual in Travis County, Texas appears to be Blue Cross Blue Shield’s Blue Advantage Bronze HMO 006, with a monthly premium rate of $144.34.
The spreadsheet reveals some interesting observations.
Multiple counties in Virginia have the most expensive family plan in America, which has a staggering premium rate of $6,494.54 per month and is a “Gold” level plan offered by Optima Health.
The “Bronze” version of this plan is also available to a 27-year-old individual for $1,835.81 per month.
Single 27-year-olds in Comanche Count, Okla. are lucky.
They can get the cheapest “Bronze” plan in the country at $100.36 per month.
According to the spreadsheet, here is a breakdown of the average premium rates for families and individuals in America:
102213obamacareaverages2
It is not known why the references to this incredibly useful spreadsheet were deleted, especially as healthcare.gov is still broken.
Was it because the federal government, working with the insurance companies that wrote Obamacare, does not want Americans to save money on their insurance rates?
That is certainly plausible considering that Obamacare is anything but affordable.
What about Law Makers and Government Officials. You will not believe the subsidy they get because theirs cost to much!

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